Archived
What can a credit card co. legally do to obtain payment for my husband's defaulted credit card debt of $25,000 in Florida.
Brett's answer
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Answered on February 13, 2010
It can sue, get a judgment, garnish wages, go after his individual assets, and may be able to go after some joint assets, depending on how they're...
Archived
Credit Card Debt
Brett's answer
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Answered on February 13, 2010
Yes, you can negotiate a settlement. Note that you will be issued a 1099-C, and will have to pay taxes on the difference between what you owe and...
Archived
Chapter 7 successfully discharged in March09 - included house - mortgage company is reporting account 180 days late in Feb 10?
Brett's answer
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Answered on February 07, 2010
This would appear to be a violation of the Fair Credit Reporting Act; the account should be listed as "Included in Bankruptcy" with a zero balance....
Archived
Question regarding a previous crossclaim in a small claims case.
Brett's answer
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Answered on February 07, 2010
You have a claim against the estate, and can request payment.
Archived
Bank Repo - Can a bank charge you interest if your wages are being garnished
Brett's answer
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Answered on February 07, 2010
Interest is generally payable on garnishments. Here in Maryland, payments are applied first to interest, then to principal and then to attorney's...
Archived
Chapter 13
Brett's answer
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Answered on February 07, 2010
It's impossible to say why the payment was increased without more information. You may want to consider finding a new attorney to see why and what...
Archived
How do i garnisee my ex husbands social security disability check.
Brett's answer
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Answered on February 07, 2010
Social security is generally exempt from garnishment or attachment. You should discuss this issue with your domestic relations attorney to see...
Archived
How does one garnishee ex husbands social security wages.
Brett's answer
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Answered on February 07, 2010
Social security is generally exempt from garnishment or attachment. You should discuss this issue with your domestic relations attorney to see...
My mortgage company isn't reporting my payments to credit agencies-No Bankruptcy
Brett's answer
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Answered on February 07, 2010
Except in cases of bankruptcy or pursuant to agreement, there is no legal requirement that a creditor report positive or negative credit...
Archived
Is it true that my tax refund can be withheld to repay an outstanding credit card debt.
Brett's answer
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Answered on February 07, 2010
Unless it's for a student loan or domestic support obligation, no. If the collector obtains a judgment against you and the refund is deposited into...
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