Archived
In Louisiana if a person is sued or goes bankrupt can they touch your retirement, annunity or primary home for funds owed?.
Brett's answer
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Answered on March 14, 2010
I don't know whether Louisiana provides a full exemption for home equity, but if you file for bankruptcy and are using the federal exemptions, you...
Archived
What legal recourse does an individual have when bank account is frozen by a debt collection agency
Brett's answer
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Answered on February 26, 2010
A lender need not work with you, or agree to a payment plan that you consider appropriate. If it obtained a judgment and is attaching a bank...
Archived
Can I file bankruptcy even though I have a certificate of deposit in my name that belongs to my elderly mother?
Brett's answer
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Answered on February 26, 2010
Generally speaking, you hold the funds in an "equitable trust" for your mother's benefit. This should shield it from creditor claims.
Local...
Archived
How can i postpone court date 2nd time for a debt settlement case?
Brett's answer
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Answered on February 22, 2010
Whether the Court will continue the hearing again is up to the judge. There comes a point when you will either be required to show up or a default...
Archived
Creditor rights to personal property in possession of the creditor or a company in Chapter 7 bankruptcy.
Brett's answer
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Answered on February 22, 2010
The answer depends on whether, under state law, you have a lien on the molds. I strongly recommend speaking with an experienced bankruptcy...
Archived
Can I take my car of bankruptcy?
Brett's answer
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Answered on February 13, 2010
Generally speaking, while all debts--car loans, mortgages, etc.--must be included in your bankruptcy, so long as your payments are current, you...
Archived
I am from Michigan & the amount to be sued or garnished for a debt had to be @ least $750.00 or more. What is the amount for AZ?
Brett's answer
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Answered on February 13, 2010
I have never heard of a minimum limit on how much a lawsuit must be for.
If I have guardianship/conservatorship over my relative, can I file bankruptcy on their behalf?
Brett's answer
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Answered on February 13, 2010
If you have guardianship, the ward cannot legally incur credit in her individual name without your approval. That being said, a guardian of the...
Archived
Can I forfeit a car after bankruptcy when my laywer didn't approve the reaffirmation and I was the only one to sign it?
Brett's answer
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Answered on February 13, 2010
Regardless of whether your lawyer signed it, if the court approved it, it's a valid reaffirmation agreement, and the creditor could go after you...
Archived
How do you pay a debt when a collection agency freezes the account?
Brett's answer
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Answered on February 13, 2010
It is unlikely that the creditor will voluntarily agree to unfreeze the account, since it will assume that you will withdraw the money and not pay....
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