Archived
I am a car dealer from Richmond, Virginia. I received a notice from the court (Form 9A) one of my customers filed bankruptcy
Brett's answer
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Answered on September 22, 2014
The debtor is required to include the car in the bankruptcy (which doesn't mean that he/she won't continue to make payments), just as the Court is...
Archived
Can a credit take funds for a charged off debt from a few years ago?
Brett's answer
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Answered on September 22, 2014
Generally speaking, an offset to a debt that would otherwise be discharged is allowed. Check with your bankruptcy attorney to see if you might have...
Archived
MIDLAND CREDIT is suing me for a camera my wife agreed to pay for. I have not been served or mailed anything.What should I do ?
Brett's answer
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Answered on September 22, 2014
I agree with the other attorneys' excellent answers. Please make sure that a motion for "Alternative Service" is not filed and granted; otherwise,...
Can a judgment creditor take a lien on my car and how long do I have to file a bankruptcy to avoid a lien or wage garnishment?
Brett's answer
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Answered on September 22, 2014
For a lien to be placed on your car as a result of a judgment, the creditor must first "levy" upon the car. This does not require that it take...
Archived
Can I voluntarily cancel a Chapter 13, then turn around and file another Chapter 13?
Brett's answer
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Answered on September 22, 2014
This really is not a question that can be answered here. You need to have your attorney review your current case, look at your new debt, and let...
Archived
I am selling a Armoire online the guy is talking about sending me a $2400 check,So if I cash it and it can I get in trouble
Brett's answer
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Answered on September 08, 2014
Insist on a cashier's check, treasurer's check or money order. No personal checks. PayPal works as well.
Archived
Debt lawyer trying to get me to dismiss without prejudice??
Brett's answer
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Answered on September 08, 2014
I agree with the other attorneys' excellent answers.
Archived
Does buying a new car and paying upfront in full with cash avoid any credit reports being generated for the purchase?
Brett's answer
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Answered on September 08, 2014
There shouldn't be any credit report if you pay cash. However, some dealers will do a hard pull of your report anyway. If this is a term of the...
Archived
LETTER I RECVD FROM A ATTORNEY? IN ANOTHER STATE PER PAYDAY LOAN, IF I DON'T PAY WITHIN 30 DAYS WILL FILE SUIT-SEE ADDTL DETAILS
Brett's answer
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Answered on September 08, 2014
First, please do not post in all capital letters. It is difficult to read and considered SHOUTING.
It is unlikely (though not impossible) that a...
Archived
Surrendering a vehicle after bankruptcy?
Brett's answer
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Answered on September 08, 2014
Generally speaking, yes, you can. Assuming the car has not been pledged as collateral for new debt or new liens have not been placed on it, your...
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