I received my chapter 7 (no assets) discharge but did not reaffirm my car loan. I am current on payments. What should I do?
Juan's answer
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Answered on July 17, 2013
If you want to keep the vehicle, you will need to keep current on your payments. If you want to surrender the vehicle, call the finance company...
Can I withdraw or dismiss a chapter 11?
Juan's answer
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Answered on July 09, 2013
I generally agree with Michael. Each jurisdiction has their own special nuances though, so you should retain a lawyer that can explain the process...
Archived
What do I need to do to switch schools?
Juan's answer
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Answered on July 09, 2013
Hire a lawyer in Ohio !
Archived
Refinance while in CH 13.
Juan's answer
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Answered on July 09, 2013
The answer is yes, you can; however, you need court approval for any transactions that are substantial, which essentially means any transaction...
Archived
How can i avoid getting Sallie Mae as the one who re-buys my student loan and services it...when it comes out of chapter 13
Juan's answer
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Answered on July 09, 2013
You should call SLGFA to inquire with them, but it sounds like the appropriate action is being suggested by SLGFA. Sallie Mae is the appropriate...
Archived
Will a civil settlement agreement ( specifying debt not discharge in bankruptcy ) with debtor prevail in bankruptcy court ?
Juan's answer
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Answered on July 09, 2013
Hire a bankruptcy lawyer that can assist you in this. Without some type of fraud being involved in the agreement, it is doubtful you will prevail,...
Archived
I have a lien against my house by a Hudson & Keyes company, that closed Chapter 7 in 2010, and can't get it removed, HELP.
Juan's answer
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Answered on July 09, 2013
I suggest you retain a local real estate lawyer that can file a complaint in the local court requesting the Court there remove the lien;...
Archived
Filing a Chapter 13 bankruptcy after filing a Chapter 7 bankruptcy
Juan's answer
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Answered on July 09, 2013
Yes you can file a Chapter 13 to repay any arrearage currently owed to the bank, but it won't necessarily "modify" your existing loan or loan...
Archived
How to I avoid being on the mortgage when my husband buys a house in WA state? I have bad credit and need to file CH7 too.
Juan's answer
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Answered on July 09, 2013
Your husband should be able to purchase the house in his name only (or both names), yet he can finance the house based on his credit alone. You...
Archived
Can I do another bankruptcy?
Juan's answer
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Answered on July 02, 2013
You can file a 13, but you will need to repay all of the debt over three to five years. If you wait until next year, you may be able to discharge...
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