Questions answered by Juan E. Milanes

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I gave a large loan ($25,000) to a fried. I have a Note for the load, which is now 7 months overdue. What's my next step?

Juan's answer | Answered on September 05, 2013

Retain a lawyer, reduce the debt to a judgment and collect on the judgment; or, perhaps, you might be able to have the lawyer negotiate and obtain...

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If attorney fees are classified as a nondischargeable debt, can a trial court judge sentence the debtor to jail?

Juan's answer | Answered on September 05, 2013

Yes. You should retain an attorney that can review the Circuit Court's Order, along with your bankruptcy filing, to determine what options you may...

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I filed Bankruptcy in 2012. It was discharged in January 2013. I put condo on Bankruptcy . I did modification and made three

Juan's answer | Answered on September 05, 2013

I would suggest you go back to your bankruptcy attorney and have him or her review your bankruptcy case (probably will cost you a review fee of...

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Suing my ex for a personal loan

Juan's answer | Answered on August 29, 2013

You need to retain a local lawyer that can assist you with the state court system.

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I am filing for Ch.7 bankruptcy, what consequences are there to a co-applicant from my store credit card debt?

Juan's answer | Answered on August 26, 2013

You should consult with a local lawyer; however, when you file for Chapter 7, only you are being discharged from debt. Your co-owner is not...

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Do i still have to make car payments if i file chapter 7 or talk to the lender for a reduction on payment

Juan's answer | Answered on July 30, 2013

Yes you need to keep making your payments if you desire to keep the vehicle. Almost always in a Chapter 7 your payments remain the same; there is...

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Does an overseas housing allowance count as income on the means test if it has to be spent 100% on housing?

Juan's answer | Answered on July 29, 2013

Yes, it is income. Hire a lawyer that can assist you with this process. Bankruptcy law requires more specifics than what you can tell us in a...

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Do I need an attorney to fight against wage garnishment?

Juan's answer | Answered on July 29, 2013

Your question suggests you don't know enough about the law and processes of both civil garnishments at the state court level and the bankruptcy...

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Can I change a secured creditor into a unsecured creditor?

Juan's answer | Answered on July 29, 2013

You can amend your schedules to make those changes; however, a change here or there may require a change elsewhere to your petition, schedule,...

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Can I reopen my Chapter 7 Bankruptcy after it has been discharged to add a creditor?

Juan's answer | Answered on July 18, 2013

You can reopen your case to add creditors; however, it is not quite so simple a task. You will probably need an attorney to get you through the...

Juan E. Milanes's Answers (57)

I gave a large loan ($25,000) to a fried. I have a Note for the load, which is now 7 months overdue. What's my next step?

If attorney fees are classified as a nondischargeable debt, can a trial court judge sentence the debtor to jail?

I filed Bankruptcy in 2012. It was discharged in January 2013. I put condo on Bankruptcy . I did modification and made three

Suing my ex for a personal loan

I am filing for Ch.7 bankruptcy, what consequences are there to a co-applicant from my store credit card debt?

Do i still have to make car payments if i file chapter 7 or talk to the lender for a reduction on payment

Does an overseas housing allowance count as income on the means test if it has to be spent 100% on housing?

Do I need an attorney to fight against wage garnishment?

Can I change a secured creditor into a unsecured creditor?

Can I reopen my Chapter 7 Bankruptcy after it has been discharged to add a creditor?