A charge off just means that they do not think the loan will be paid according to the contract terms. As long as the creditor has a lien on the...

What is the legal limit for a debt collector to pursue an old debt? The debt was incurred in 2008

So a normal statute of limitation only applies to debts before they become judgments. After a judgment is obtained, usually it is good for 20 years...

The amount of a garnishment is set up statute. It is usually 25% of your after tax pay, but there are a few circumstances that allow for a 50%...

Usually as long as you are current with your payments, most creditors will not repossess if one party files bankruptcy. There are a few creditors...

SOME ONE FILED BANKRUPTCY FOR ME TWICE.

You need to review what happened; did someone file bankruptcy using your name and social? There would be only so many people who can benefit from...

SNAP benefits may be dischargable. It depends on how and why the overpayment happened. If there are any allegations that there was fraud or...

Modifications are not something that are a right. The mortgage company does not have to consider it to you, even if you are qualified under most...

You can request verification of the debt from the debt collector. Send them a certified letter so you can track them. The request should say you do...

Any bankruptcy will show up on your credit report, no matter how long it lasted. So it will be reported as filed and dismissed. I will be on your...

You need to review your claims with an experienced bankruptcy attorney. Just because litigation was pending is not enough to object to the...