Can Navient still report missed or late payments to the credit bureau when Financial Hardship due to Covid job loss?
Ashley's answer
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Answered on January 08, 2021
Private loans do not fall under the same rules as federal loans. Private loans usually do not offer financial hardship programs or reduced payments...
Is unemployment income exempt in a chapter 7 bankruptcy?
Ashley's answer
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Answered on January 06, 2021
There are factors to consider about income. Unemployment is income for the means test (however, the additional income under the CARES Act is exempt...
Archived
I opened a new checking account and have moved since I got first stimulus check.
Ashley's answer
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Answered on January 04, 2021
What happens is there will be an attempted deposit in the bank account they have on file. If that account is closed, then there will be a check...
Can I put my car in my daughter’s name to protect it in a civil lawsuit ? It’s a week from today?
Ashley's answer
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Answered on January 04, 2021
Many states have assets that are protected from seizure from creditors. Depending on the value of the car, it may be a protected asset.
Often...
Who do I get help from for unfiled tax returns from years ago?
Ashley's answer
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Answered on December 29, 2020
If your partner has the tax records (W2s, 1099s, etc.) then you can take those documents to a tax preparer. Now, if there are no records, you will...
Archived
Pending lawsuit
Ashley's answer
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Answered on December 29, 2020
You may have rights to the claim. So, if you dad gets anything (now or in the future), it would be part of his estate. The estate is either divided...
I want to file bankruptcy, but not sure how to go about it now that I am married ?
Ashley's answer
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Answered on December 29, 2020
At the current moment, filing bankruptcy just to get rid of student loans is not a good idea. Talks of the law changing, are going on. But at this...
Archived
Do I need to inform the bankruptcy court of purchasing a business if it’s not being bank financed ?
Ashley's answer
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Answered on December 26, 2020
Most bankruptcy courts require permission to incur any new debt. This is usually part of the local rules or in your plan terms. If disclosures is...
Joint credit card debt and Bankruptcy?
Ashley's answer
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Answered on December 26, 2020
When dealing with joint debts, most people have joint and several. This means that either person can be liable for the full debt. As a result, if...
Archived
Closed Business Sales Tax and both personal and business bankruptcy.
Ashley's answer
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Answered on December 26, 2020
You may have a few options; it really depends on your current financial situation and what the state taxing authority will allow. Most taxing...