How can I remove medical collections from my credit report after the 4 year statute of limitations has expired?

Attorney Bunche is correct. Entries of delinquent debt fall off your credit report 8 to 10 years after the last payment on the debt. The length of...

Your attorney is correct. Since you had a no asssrt case, the other debts are discharged. This is considered a no harm, no foul rule since the...

What can I do to get the collection agency to stop calling me!?

The next time they call you can let them know you dispute the debt. Additionally, if you can get a mailing address from them, you can send them a...

As Attorney Weston states, it depends on your relationship with the credit union. If you have any unsecured debt or are surrendering any secured...

As Attorney Bunce advises, you can give them information, but is necessary you do it in the proper channels. It is important to not only tell them,...

Can a person who is married file bankruptcy singley of would debt consolidation be a better option?

You can file bankruptcy without your spouse. Many people do that all the time. If you have no joint debt, then there should be no affect to him...

Can I stop a charge off by negotiating a lower price to prevent it from occurring? Is this usually accepted by creditors?

A charge off occurs when a creditor informs the IRS that they do not believe they can collect from you and you received the benefit of the debt....

As the other attorneys suggest, you are not likely to get relief directly from the IRS. The programs you are talking about are difficult to qualify...

17 year old daughter was at fault in a car accident and using my bankruptcy to protect.

You need to list any potential claims in your bankruptcy. You would need to list the driver, any passengers and any known lawyers. It is possible...

Each creditors is different. I have seen the same creditor act differently with two different debtors, even if the debts are similar value....