There is no clear answer here. When it comes to negotiating a debt, you cannot be certain of the outcome. Also, without talking about your...

What happens when a family files for bankruptcy but one member already filed over 20 years ago?

As it was stated in the other answer, you can file for a Chapter 7 every 8 years. So, the time period for your husband has passed; you both can...

Trying to get student loans discharged in Chapter 7 bankruptcy.

Discharging student loans is very difficult. Going through an Adversary Proceeding without an attorney is even more difficult. You are correct that...

What is the cost difference between a Chapter 13 and a Chapter 7?

You need to meet with an experienced bankruptcy attorney locally. Online websites often mean you are not talking to a real attorney or even if you...

What do I do when the other parent claims the child on their taxes when it was not their year to do so?

There are two ways of handling this situation. But neither way is very easy. Since your custody ageeement allows for you to claim your son on odd...

Can a text message be considered as a verbal agreement to pay rent?

There could be many reasons that your old landlord is not cooperating. She may not want to disclose the information if she is not claiming the...

How can I split the tax burden of an IRA distribution with my ex-spouse?

Your spouse has no legal obligation to pay for the tax liability. It was a voluntary withdrawal; you had a choice to give half the money to your...

First, you need to confirm that your balance will expire soon. The 10 year mark starts at balance assessment, and there are numerous reasons it can...

Do I have to pay liens from credit cards if I was granted a bankruptcy ?

If you filed a chapter 7, your obligation to pay on the debts is gone. Any liens will remain. Sometimes it is possible to have liens released in...

How do I buy time on a second mortgage after a discharged 7 in ‘15. Can I indeed file a 13 legally.

A Chapter 13 can be filed at anytime. To be allowed to do any less than a 100% plan and to get a discharge at the end of the plan, it must be filed...