How do I answer to a summons for a credit card debt 10 years old?

Judgments in Virginia are valid for 10 to 20 years (depending on what court the judgment was obtained), and it can be renewed once. So the creditor...

Do I Qualify for Bankruptcy?

You willing likely qualify for either a Chapter 7 or a Chapter 13. Without information about your income, debts and expenses, it is difficult to...

Your bankruptcy only discharged any obligations that you had. Your husband's rights/debts were not discharged. He is still responsible to the...

You can usually convert your chapter 7 to a chapter 13. You just need to show a good faith reason to do so; you wanting to keep the car could be a...

Can property liens be discharged in bankruptcy?

A lien attaches to the property. If there is a chance at removing the lien, it has to either be done by motion or separate proceeding (depending on...

BK filing time

Timing is very important when filing bankruptcy. Usually I recommend filing before judgment because that helps prevent a judgment from being...

Found out thru credit report the IRS sued me in court.I never received any summons otherwise would have gone.Amount say I owe in

The IRS does not sue you in court. They will file a tax lien against you for unpaid taxes when they want. The IRS is good about sending letters...

1099-r for inherited life insurance my mother left for me.

1099-R is usually for retirement plans. If your mother’s life insurance plan was actually an annuity or a similar type of plan, it is taxable. Or...

Dr bills enough to file bankruptcy ?

After trying to get your insurance companies to cover the debt, I would also suggest talking to the hospital. You may be able to negotiate with...

How can I stop garnishment from the IRS my ex-husband owes taxes but I shouldn't have to pay for it

There are some missing facts here to really answer your question. You are likely getting garnished due to the fact the taxes are from a jointly...