Can I file Chapter 7 and then immediately file chapter 13 or how long do I have to wait before filing chapter 13?

You can file a chapter 7 and immediately file a chapter 13. It is important to note that after your chapter 7 discharge, you will not be eligible...

I'm getting sued by my credit card company&am thinking of filing bankruptcy, does my wife need to file bankruptcy as well?

You are allowed to file by yourself. The court does not require spouses to file together; however, the court does require considering all household...

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Can a family member sue me for a loan made 11 years ago? Or can they garnish my wages?

A garnishment can only occur if a judgment was obtained against you. A judgment gives the creditor the right to use certain methods to collect. One...

What are my options?

In a Chapter 7, you cannot just get out. The trustee can ask for you not to get a discharge if you are not cooperating. You likely want to talk to...

Will I lose my tax refund?

The bankruptcy court looks at a tax refund as a savings account. You paid money into the account all year. If you filed in November, 11/12 of the...

Can a mortgage company collect interest on a 2nd mortgage that was discharged in bankruptcy?

There are two things going on with a secured debt when you file bankruptcy; you are dealing with your personal liability and the lien on the house....

Landlord evicted us in 2010, filed bankruptcy chapter 7 in 2012. Landlord is trying to garnish my paycheck for money legal?

If you filed bankruptcy after the debt was incurred, then the debt was likely discharged. The first question is whether your landlord got notice of...

The creditor can refile immediately. We very rarely recommend using a Homestead Deed to get back garnished funds since it is only a stop gap....

How can my credit card debt go. From Citibank to palisades to Glasser and Glasser.this account was a charge off.over seven years

A statute of limitations controls collection on a debt. After a judgment is obtained, the clock is re-set and a different law controls. Judgments...

Virginia has a limit on how long a garnishment will continue. The maximum for a wage garnishment is 6 months. Sometimes the garnishment is for a...