What can I do about my mother using my social security number as a child to obtain credit cards?
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Answered on April 27, 2012
If they are not your debts, they should not be on your credit report. You are the victim of identity theft, not only by your mother, but also by...
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Is there anything I can do to speed up credit repair after a foreclosure?
Thomas's answer
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Answered on April 27, 2012
If you pay your other bills on time, that will slowly increase your credit score. Paying them early helps even more. Do not apply for new credit,...
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How do I resolve this?
Thomas's answer
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Answered on April 27, 2012
You need to get your credit report from all 4 credit bureaus (Experian, Equifax, Trans Union and Innovis). You should dispute the erroneous...
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Line of Credit Charge Off by Mistake
Thomas's answer
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Answered on April 27, 2012
You need to write to the all 4 credit bureaus (Experian, Equifax, Trans Union and Innovis), and dispute this in writing, by snail mail. Do not...
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Someone must have ysed my info and i am being charged. will i have to pay?
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Answered on April 26, 2012
You would not be liable if it was not you, and you did not authorize someone else to use your identifying information. If it is on your credit...
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Utilities were opened in my name using my SS#. Am I responsible for the bill until the claim is verified?
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Answered on April 26, 2012
I would agree with Ms. Wells' analysis, but would add that even though you may be legally correct, and down the road may be able to recover damages...
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Do i need a Lawyer? Do i have a case?
Thomas's answer
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Answered on April 25, 2012
While your sister is a victim of identity theft, it appears you are the victim of the credit bureaus mismerging your credit profile with your...
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I think my son has used my SSN to obtain a business loan what can I do
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Answered on April 23, 2012
I agree with Amy Wells' response, but would add that you should also file the police report with the credit bureaus so as to file a permanent fraud...
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My 4 year old is a victim of identity theft. Can I sue the company that allowed an illegal immigrant to use her personal ID?
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Answered on April 17, 2012
If the credit card accounts are appearing on your daughter's credit report from any of the credit bureaus (Experian, Equifax, Trans Union,...
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I have been fighting with Equifax for almost two months now. What can I do now?
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Answered on April 16, 2012
This is not uncommon. The credit bureaus sometimes have a problem with files that are mismerged, but, in my experience, do not take proper steps to...
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