I filed Chapter 7 in 2005. Currently I am out work work with $0 income. Is my only choice to file Chapter 13?

Sorry to hear about your difficulties. It sounds like a difficult time. Based on the facts you provided it sounds like it may not be possible...

What can i do? we are just barely surviving.

You should start to explore your options. Don't let the situation continue like this. There are very likely some options that you can put into...

I am disabled and live on fixed income, the attorneys i've talked to are to expensive. I don't know what to do or who to call

If you are considering filing bankruptcy, you should speak to a Kansas lawyer. There are some free legal services in Wichita. Here is one...

My father passed away recently, he had just bought a new car, and we found he had 2 credit cards.

You need to check with a Missouri lawyer to get the specific answer to your question. But generally speaking, your father's estate is responsible...

What happens to a Creditors judgement against a LLC once the LLC is dissolved

I can't give you specific legal advice because of the limited facts and also because I'm not a Michigan lawyer. But I want to mention one thing...

I'm in a chapter 13 bankruptcy now by myself and my husband wants a divorce after 5 yrs. of marraige

Your situation is not unusual. Chapter 13 plans last several years and it is common for circumstances to change. It is important to deal with it...

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Does my husband have to file bankruptcy with me?

You are free to file separately. You and your husband are not required to file a joint petition for bankruptcy. It is ofter advisable to file...

How severe are bankruptcy fraud penalties.

Depending on all the facts, bankruptcy fraud can be quite serious. Bankruptcy fraud is a crime. It does not make sense to speculate about what...

A 1099-C is actually a deceiving document. It is titled "Cancellation of Debt," but the fact is, unfortunately, a 1099-C often does not mean that...

Do u have to be behind in payments to claim chapter 7

I agree with Mr. Henderson. I would just add one point. People can be tempted to take drastic actions to try to stay current and avoid falling...