Is 1st AMERICAN DEBT SOLUTIONS a reputable company.

I don't know the specifics about 1st American Debt Solutions, but there are a lot of scam companies out there. You are right to be concerned. You...

Am I responcible for deceased spouses debt?

Hi Mac, sorry to hear about your spouse. First I want to say that I am not a California lawyer so I can't answer your specific question, but I...

What if you're paying on an account that is in collections and you just can't pay it this month. What can they do?

That depends on a number of things. It depends on whether you have already missed other payments. It depends on what your payment agreement says....

Unpaid payday loans

No, you cannot go to jail for not paying a debt. There are no more debtors prisons in the US.

What is the "plan" that I need to file for BK 13?

The first thing I want to say is that you should speak to a California bankruptcy lawyer about your situation as soon as you can. The heart of a...

Can I file for credit cards debt settlement

If you keep up with minimum payments on your credit cards then the credit card companies will be happy and they won't come after you. However,...

What type of lawyer do I need for debt

It is not necessary to have a special type of lawyer, but ideally you would want to look for lawyers who practice in one or more of these...

Contested divorce may lead me to bankruptcy. I can't find an attorney who practices almost exclusively in these areas.

I recommend that you go to the Attorney Finder available for free on the web site of NACBA, the National Association of Consumer Bankruptcy...

Do i have to wait 7 years after filing bankruptcy to have good credit?

You do not have to wait 7 years for good credit. If you work at it, you can greatly improve your credit rating within a couple of years. Here is...

You cannot go to jail for failure to pay a small claims judgment. The worst that can happen is that the party who holds the judgment can use...