Social Security is exempt from garnishment by creditors. If you filed a Chapter 7 four years ago, you may be entitled to receive a discharge in a...

Is a debt with a scam company legitimate?

If you executed a valid contract then the debt is technically "legitimate.” Note that if they were not doing what they promised, then the contract...

When fixing my credit promotional inquiries in my credit report are soft inquiries or hard inquiries Can they hurt my credit

Promotional inquiries are "soft inquiries." They do not impact your credit score at all.

Is it against the law for a car dealership to repeatedly run my credit a month later & we no longer want a car from them?

This is a violation of the Fair Credit Reporting Act. Contact a consumer protection attorney.

When fixing my credit Can I dispute everything that is incorrect including names addresses, accounts inquiries etc. wrong info

I believe you already asked a similar question. Inaccurate names, addresses, accounts inquiries, can all be disputed. You can dispute any...

My name in my credit report has to appear as same as my driver license and Social security?

Your name on your credit report may not appear the same as it appears on your Driver’s License or Social Security card. Variations in your name,...

I co-signed on a car with my sister. She filed chapter 7 and then canceled. What are my rights in GA? What can I do legally?

The repossession will report on your credit report. You should try to settle with the creditor. If you do not, you could be sued. If you are sued...

Does a credit union, by law, have to leave information on your report until the statute of limitations has passed?

No creditor has to report. So no, no creditor is required to report until the statute of limitations has passed. However, they have every right to...

I saw 2 debt collections on my credit report. I have gone to hospital that the debts are from but I haven't been talked to.

You should have gotten bills from the hospital. I would contact the hospital and inquire as to where the bills came from and ask what can be done....

I want to file as a creditor in a bankruptcy claim. I need help with the Proof of Claim form. I am under a 4 day deadline.

The Proof of Claim form can be found on the court's website. Call the Clerk's office for specific instructions on filing a hard copy. You should...