Archived
Hire a consumer credit lawyer to negotiate and deal with credit repair at same time or go with a debt consolidation company?
Brent's answer
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Answered on April 28, 2014
I don’t know that hiring a debt settlement company is a good idea. Settling debts for less than is due does usually carry tax consequences via a...
Archived
What happens to the credit report that was being reported to
Brent's answer
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Answered on April 28, 2014
It may be that someone transposed a number in your social. If/when the bureaus don’t correct it, this becomes a violation of the Fair Credit...
Archived
I filed bankruptcy in February of 2011; it was discharged June of 2011. I had paid off a creditor ... see below...
Brent's answer
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Answered on April 28, 2014
First, dispute anything with the credit bureaus which is inaccurate. A debt paid in full can be reported, but it must be reported as paid. If the...
Archived
A back ground check showed a suspension that never happened.
Brent's answer
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Answered on April 25, 2014
The Fair Credit Reporting Act does cover such reports. Good chance your file has been mis-merged with someone with a similar name. There is also a...
Archived
Getting to get an old creditor to stop reporting a debt
Brent's answer
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Answered on February 03, 2014
You should speak to an attorney who handles credit report problems.
Archived
How much do i have to pay, and will they remove it?
Brent's answer
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Answered on December 30, 2013
There is more information that is still needed to be give you a complete response but you should obtain a copy of a statement, letter, etc. from...
Archived
Did not reaffirm auto loan in chapter 7 bk. Discharge was granted. Want to do a voluntary repo. Can creditor report to bureaus?
Brent's answer
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Answered on April 01, 2013
In short, yes than can still report to the credit bureaus. However, it must reflect an accurate tradeline as to the history and current status...
Archived
Are there any pro-bono lawyers in PA to handle a ch 7 bankruptcy proceeding? I do not have funds.
Brent's answer
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Answered on March 21, 2013
The Vullings Law Group, LLC may be able to assist you with the filing of the Chapter 7 Bky. at no cost. Call us to discuss.
Vullings Law Group,...
Archived
Can a landlord say no one with any felonies aloud but let 3 other people in with felonies
Brent's answer
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Answered on October 30, 2012
In short, yes.
Archived
I am a tenent. Recently my frig/freezer died. Would the landlord be responsible for reimbursment for the loss.
Brent's answer
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Answered on October 30, 2012
Maybe. Was the refrigerator/freezer provided by the landlord? Is there any language in the lease that addresses the appliances in the unit and...