My credit is going to crap because of signing up for debt settlement promising to pay off my debt in 42 months is this good /bad

Debt settlement companies in general are not the best way of dealing with debt. If nothing else, they generally do nothing more than you could do...

Do I have recourse if a Bankruptcy Trustee refunds money I paid towards my bankruptcy directly to lawyer ?

The attorney should provide you with clear accounting. I would recommend speaking with an experienced bankruptcy attorney after you gather as much...

My bankruptcy was discharged three years ago. That included my mortgage. Can I file quit claim deed to bank?

If your Bankruptcy discharged the mortgage debt, you don’t owe it anymore nor do you own the property. Thus, a quitclaim would be meaningless....

Who is the best lawyer in Pittsburgh Pa to help me get loan forgiveness/consolidation?

It is a tough question to answer, when one is asked for who the “best” is. I would recommend searching for a lawyer here on Avvo. Good luck in...

Can I file for bankruptcy without including my husband? Also I have two cars and a trailer at the beach will I lose all these

You can file for bankruptcy without including your husband, yes. However, if you live together, his income will appear on your Schedule I and will...

Huge unexpected debt and a fixed salary, a debt that I could clear in 33 years if I pay 1000 $ per month

His lawsuit would be a civil lawsuit, if and when he files it. The debt could be erased in bankruptcy, as it is considered dischargeable....

If I marry a man who is deeply in debt, would I also be liable for his debt. If so, could this be avoided by a pre-nup?

So long as you didn’t co-sign it or guarantee it, you shouldn’t be liable for his debt incurred prior to the marriage. Your overall credit scores,...

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To file or not to file? Help!

Depending upon the size of your family and the household income, you may or may not qualify for Chapter 7 Bankruptcy. You may have to do a Chapter...

The Personal Guarantee is the key. If this is personally guaranteed by you, you are technically personally liable for the balance. Banks usually do...

Can you be sentenced to time in jail or prison if you cannot afford to pay debt collectors?

While you may be summoned to court if you cannot afford to pay debt collectors, you cannot be sentenced to prison. Debtor’s prisons do not exist in...