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Do we have to pay credit card debt owed from a deceased sale of property? Or is there a way to only pay medical bills ?
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Answered on October 01, 2014
Credit card payments would generally come out of a probate estate. If the estate lacks assets to pay, it may not have to be paid. See 20 Pa. C.S....
Archived
Is it possible to remortgage a home that has gone into foreclosure?
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Answered on September 09, 2014
Did they file chapter 7 or chapter 13? How much equity do they have? Are they under water, or do they have positive equity?
Generally, saving a...
Archived
I have an unsecured loan in defualt and an auto loan with the same institution. can they take car if i cant pay on other loan?
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Answered on September 03, 2014
“Cross collateralization” would allow the creditor to take the car if you don’t pay on unsecured loan. This is perfectly legal and is a contract...
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Can I file Bankruptcy after a civil Judgement is entered against me?
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Answered on September 03, 2014
Speak with a bankruptcy attorney as soon as you can. First, there are criteria to determine if you are even eligible for a chapter seven...
Archived
Am I liable for debt someone else incurred with equipment rental?
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Answered on September 02, 2014
If you singed the credit applications, you are liable. You need to notify the police if he forged your name. Additionally, you should notify the...
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My husband filed bankruptcy and has a judgement from a foreclosure before we had gotten married. How or would this effect me?
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Answered on September 02, 2014
As my colleague pointed out, the foreclosure judgment is against the property, not a person. This is called in rem. This shouldn’t legally impact...
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My daughter was scammed by a company in Florida who consolidates student loans. What can we do?
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Answered on August 27, 2014
Speak with an attorney regarding possible violations of the Pennsylvania Unfair Trade Practices and Consumer Protection Law, 73 P.S. §§201-1 -...
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Filing bankruptcy on fines costs and restitution.
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Answered on August 26, 2014
A Chapter 7 bankruptcy will discharge most debts but fines and restitution relating to a criminal matter are not among those debts which are...
Archived
I have a friend that stole my identity an opened credit card
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Answered on August 26, 2014
Contact the police and the credit card companies. I would also contact the credit bureaus, dispute any trade lines that are inaccurate, and request...
Archived
I have a friend who used her friend credit card number. She now wants to press charges my friend has nothing on her record 130$
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Answered on August 26, 2014
Based on the information presented, pursuant to §4106(c)(1)(ii), “if the value involved was $50 or more but less than $500, the offense constitutes...