Archived
Do i have to pay a dentist his full rate after he did the work but never told me he doesn't take my insurance anymore?
Brent's answer
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Answered on January 14, 2015
Yes, you still owe the money. But if it’s been four years since you last paid on it, they cannot sue you now. And if it’s been seven and a half...
Archived
Can my credit be impacted if I'm not able to repay hospital bill in the monthly repayment arrangement the hospital is offering?
Brent's answer
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Answered on January 14, 2015
Yes, you will most likely be turned over to a collection agency, which will likely impact your credit. You may benefit from speaking with a...
Archived
Does PA have any laws protecting consumers from high interest loans from out of state creditors?
Brent's answer
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Answered on January 14, 2015
If the loan is legal, you will have to pay it, suffer the consequences of default, or explore bankruptcy with a bankruptcy attorney.
Archived
What if an original creditor is contacting me at work?
Brent's answer
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Answered on January 14, 2015
Yes. Pennsylvania consumer protection laws apply to original creditors. You should speak with a Pennsylvania consumer protection attorney.
Archived
FRAUDULENT CREDIT CARDS
Brent's answer
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Answered on January 05, 2015
She could be arrested and may end up with a felony on her criminal record.
Archived
Can a dentist sent me to collection after a oral agreement to hold payment until employment was found?
Brent's answer
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Answered on December 23, 2014
Based upon the facts herein, there does not seem to be a basis for a lawsuit.
Is an employer allowed to open a company credit card in my name without me signing any documentation or providing my SSN?
Brent's answer
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Answered on December 19, 2014
Having a company credit card should not have an effect on your personal credit. The bank that issued the card could not have legally done so based...
Archived
If I file bankruptcy does that also include taxes from IRS and state?
Brent's answer
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Answered on December 16, 2014
Taxes are dischargeable with certain rules. Please consult with a bankruptcy attorney as soon as possible.
Archived
Judgment in Pennsylvania discharged bankruptcy can life insurance payout be taken?
Brent's answer
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Answered on December 15, 2014
Your judgments should have been discharged. If the judgments were not discharged, that is a different story. I would ask your bankruptcy attorney...
What recourse do I have if a debt collection firm is not honoring my settlement agreement
Brent's answer
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Answered on December 10, 2014
Hopefully you can prove that pursuant to the exact terms of the agreement, you have made all required payments. Specifically, hopefully you have...