Archived
My ex has destroyed my credit. A credit card that was the responsibility of my ex, went to collections. Also the mortgages.
Brent's answer
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Answered on March 03, 2015
At this point, there probably isn’t much you can do. Divorce is notorious for destroying credit. All I can think of is that maybe you can try to...
Archived
Can an attorney get a illegally re-aged collection removed faster than a complaint with CFPB?
Brent's answer
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Answered on March 02, 2015
You are on the right track. I recommend you reach out to an attorney with credit repair expertise. Many offer no cost legal services.
Archived
I live in Florida and notice that Great Plains Lending is on one of my credit reports. The amount on the report is incorrect?
Brent's answer
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Answered on March 02, 2015
As it pertains to this matter, my opinion is that the amount being reported incorrectly seems to be of greater significance than where the company...
Archived
Can a judgment be removed if you settle with them?
Brent's answer
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Answered on March 02, 2015
It never hurts to negotiate. Just make sure any agreement that you are able to come to is in writing before you pay. Once you settle or pay off,...
Archived
I need to know what kind of an entry to be made to clear out a Bank/Line of Credit that was wiped out when I filed bankruptcy.
Brent's answer
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Answered on March 02, 2015
An account discharged in bankruptcy should be reporting at $0 with a comment that says “included in bankruptcy.” It sounds like this may be an...
Archived
I am going to sue bank of america for fraudulent credit reporting. What type of lawyer do i need
Brent's answer
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Answered on February 27, 2015
The documentation you have described is of tremendous value. Contact an attorney with credit repair expertise immediately. Many of us offer no cost...
Archived
What is my best route to clear my name, fix my credit and get compensated or my car returned from a false mechanics lien ?
Brent's answer
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Answered on February 27, 2015
The damage done to your car should be covered by the taxi’s insurance company.
Archived
A while ago in 2007 I had credit cards I never paid back. Do I owe IRS on a cancellation of debt? I never paid partial payment
Brent's answer
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Answered on February 27, 2015
Yes, a 1099-C is legal. When a debt goes unpaid, the creditor writes this off on their taxes as a loss. Accordingly, they send you a 1099-C so that...
Archived
I owe money to a cable company and a loan company and its ruining my credit report. How do I fix this?
Brent's answer
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Answered on February 26, 2015
Pay them. Or settle the debt for less than the amount owed. I would not recommend this, however, if your default occurred more than four years ago....
Archived
Can old deleted judgment come back to credit report after 9 years in california ?
Brent's answer
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Answered on February 26, 2015
Judgments may be reported for up to seven and a half years. However, it can be renewed and re-reported.