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Incorrect acct open dates repeatedly reported on credit report. Items repeatedly double reported. Is this legal? What do I do?
Brent's answer
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Answered on March 19, 2015
Pursuant to the Fair Credit Reporting Act, you are entitled to an accurate credit report. This is potentially a civil matter, not a criminal one. I...
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Can creditors immediately forgive debts in response to a debtor declaring bankruptcy?
Brent's answer
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Answered on March 18, 2015
The debts are discharged when the Court so orders. There are no income tax consequences unless the debtor issues the 1099-C prior to your filing.
Archived
Are debts (charge-offs, collection,etc) legally erased after delinquent accounts are removed from the credit reporting agencies?
Brent's answer
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Answered on March 17, 2015
No. Even if you can no longer be sued and even if a debt can no longer be reported, debts are only “erased” if you pay them off or they are...
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How do i pay on my credit if everything is past the statue of limitations.
Brent's answer
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Answered on March 17, 2015
To be honest, you probably shouldn't. If you pay on a debt that is past the statute of limitations, it will reset the clock and allow the creditor...
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What to do when there is a judgment but no payment mentioned on my credit report?
Brent's answer
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Answered on March 17, 2015
Once you have a satisfaction of judgment, reach out to a credit repair attorney. Many of us offer no cost legal services.
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My identity was stolen it was reported for the 3 major credit bureau. It was open 15 different account under my name.
Brent's answer
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Answered on March 17, 2015
Reach out to a credit repair attorney immediately. Many of us offer no cost legal services.
Archived
How long do I need to live in Pa in order to file for bankruptcy?
Brent's answer
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Answered on March 17, 2015
You can file bankruptcy at any time.
Archived
Should I get a lawer to help clean up my credit
Brent's answer
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Answered on March 17, 2015
If there is any inaccurate reporting on your credit report, you should reach out to a credit repair attorney immediately. Many of us offer no cost...
Need a Lawyer to file suit against Experian Credit Reporting Agency !
Brent's answer
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Answered on March 17, 2015
First, thank you for your service to our country. To answer your question, I recommend you contact a credit repair attorney immediately. Many of us...
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If you didn't put your property be it house or car in your bankruptcy why would it come up on your credit report that you did
Brent's answer
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Answered on March 17, 2015
Yes. Since you listed them on your bankruptcy they will report as “in bankruptcy.”