If life insurance proceeds go to the state; is 100% of the policy, or the payments/installments?

If the insurer rescinded the policy for material misrepresentation, the only money that would be turned over to the state is the premiums paid....

Most likely the owner of the apartment above will be liable for the damage. Contact an insurance lawyer who will help you get coverage.

If I got into a car accident and don't have insurance but other driver was responsible do I have to pay damages of both cars.

You don't have to pay for the damage if the accident wasn't your fault.

Life Insurance question....

There's no duty to tell the beneficiary about the policy. However, if they are unaware of the policy, they may have a hard time collecting the...

Unclaimed life insurance on my uncle, my father was beneficiary he has passed also. Are we his children entitled to it

The proceeds belong to the father's estate.

Are the life insurance benefits, and or 401 annuity proceeds part of the deceased estate?

Usually a life insurance policy is a non-probate asset. Consult an estate attorney for specifics.

What recourse do we have when company deducts health payments but does not pay the premiums leaving us with no insurance.

If the group insurance plan is covered by ERISA, you will also be able to sue the employer for breach of fiduciary duty.

Is it sexual harassment if a male boss ask you to come to work after hours to perform task that could be done from home

Most likely his conduct does not rise to the level of sexual harassment.

You may have a claim for hostile work environment.

Does my homeowners insurance cover personal liability for my son if he accidentally causes bodily harm while mowing someone's ya

An experienced attorney will review your homeowners insurance policy and will advise you as to your coverage.