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Robert John Carey's Answers (944)

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Do i need an attorney who handles foreclosures or fraud or are they one in the same

Robert's answer | Answered on March 28, 2013

I am sorry for your difficulties. The reality is that the bank does not have to modify your loan and has a right to be paid according to the loan...

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My boyfriend and I are buying a house. I want to be on the deed, but not the mortgage. Is this possible? We are in Pennsylvania.

Robert's answer | Answered on March 27, 2013

While I have seen mortgage brokers do a lot of things in the not-so-distant past to make a loan go through, including allowing one of the parties...

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My husband just got serve papers from a credit card company for 13,000.00 and is unable to pay due to being on disability

Robert's answer | Answered on March 26, 2013

I agree with the advice above, but I would add that you should consider fighting the suit first. Many credit card collection cases have no merit...

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Unmarried couple, one party considering bankruptcy

Robert's answer | Answered on March 26, 2013

You should consult an experienced attorney or at least a title company to determine how the house is titled before you can fully assess your...

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Can a foreclosure be on my credit report if I was not a cosigner on the loan, but was on the deed?

Robert's answer | Answered on March 26, 2013

If you were on the deed with your husband before the mortgage loan, but not on the loan documents or the mortgage, you should not have been sued in...

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Can a mortgage company add fees to the payoff on a mortgage that was discharged, Chapter 7, bankruptcy?

Robert's answer | Answered on March 26, 2013

Your post raises more questions than it answers. Is the house being sold short post-bankruptcy or are you somehow refinancing (which seems...

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Is she entitled?

Robert's answer | Answered on March 26, 2013

If her name is on the latest deed recorded in the County records, she is part owner (1/2 if not stated otherwise). The worse news is that after...

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How do I get prepared to argue/win an Action of Petition of a Joint Ownership of a property of interest?

Robert's answer | Answered on March 26, 2013

I am guessing you mean a Partition Action. You should contact an experienced real estate attorney to review all of the documents regarding the...

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Am i liable for amount between sheriff sale and full mortgage or can deed in lieu of foreclosure be done?

Robert's answer | Answered on March 26, 2013

I agree with Attorney Good-Ashman IF the debt was discharged in your Chapter 7 Bankruptcy. Even if it was not, depending on your current financial...

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Foreclosure after 5 years of missed payments in PA.

Robert's answer | Answered on March 25, 2013

I am assuming you are not at the very end of your payments or even close. The short answer is most likely yes. There are any number of reasons a...