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Sheriff's Sale in 10m, leased after FC, $10K repairs/labor due us, current on rent,can LL evict if we stop rent, can we sue?
Robert's answer
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Answered on March 24, 2014
Wow, what a mess. To begin, depending on your lease, if you do not pay the rent, landlord may evict regardless of who he is not paying. It also...
Archived
I want to fight my mortgage company
Robert's answer
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Answered on March 24, 2014
Dear Kutztown, your facts suggest to me that this is not the first time you have been behind and fell behind on an arrangement with the lender. If...
Archived
I am way behind on my mortgage, but not in foreclosure. Recently I received a Form 1099 Cancellation of Debt.
Robert's answer
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Answered on March 24, 2014
Dear Wilkes-Barre, how far behind on your mortgage, is this a first or second mortgage, who was the lender, how much is the debt, how much is the...
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How do you know if you have a joint tenancy title?
Robert's answer
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Answered on March 22, 2014
Look at the face of the deed, if it does not have any "joint tenants" language, you own as tenants in common. In that case, you now own in common...
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Archived
Whats the difference between chapter 13 and chapter 7?
we are in foreclosure, if we file bankruptcy can we keep our house?
Robert's answer
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Answered on March 21, 2014
Let us be clear, if you cannot make the payments, you cannot keep the house - indefinitely - but you can keep it for quite a while. Like the other...
Archived
I am trying to fight Ocwen Mortgage company on a modification.
Robert's answer
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Answered on March 21, 2014
You present a confusing fact set. It sounds like you are not making the full payments on your modified loan, otherwise Ocwen would not "stop"...
Archived
When would a bank have to hold their foreclosure proceedings during a short sale?
Robert's answer
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Answered on March 17, 2014
First, the lender is under no obligation to accept your offer of a short sale, and is unlikely to when the offer is even under market value. ...
Archived
Will a real estate attorney guide us in a home purchase?
Robert's answer
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Answered on March 15, 2014
The real estate agent's main job is to find a home and convince you to want to buy it (you have already done that). As a Real Estate Broker and...
Can you back out of a real estate contract 15 days prior to closing?
Robert's answer
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Answered on March 14, 2014
Of course you can back out of the contract, just not without consequences. Depending on your contract (or Agreement of Sale if you prefer) your...
Archived
My wife has a foreclosure on her credit from bank of america. This was done in August of 2011.
Robert's answer
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Answered on March 14, 2014
Truth is stranger than fiction some times. Apparently, your wife still owns the house, the short sale did not go through (as you know), and there...