Credit card debt, i've been sued. I was overseas for 3 years as my work visa expired. can I get rid of the charges?

You will most likely have to reach a settlement with the creditors. Generally, credit card providers will accept less than the full balance...

On a foreclosure of a Florida property, would the deficiency judgement be able to collect from the equity on my primary home.

You have some options. For example, you may consider a deed-in-lieu of foreclosure, in which the bank agrees to accept a return of the property as...

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Student loan lender in bankruptcy

I agree with my colleague that you may have difficulty reaching a settlement while a Chapter 7 bankruptcy is pending or, if the corporation filed...

If a credit card is past SOL and has been dismissed twice in court, can it be removed from credit report, if so how

As my colleague pointed out, the Statute of Limitations has no bearing on whether a delinquent account is reported to the credit bureau. In other...

Can a judgment in Ohio affect me in pa?

I agree with may colleague. Wage garnishment is not available in PA for most consumer debt. (There are some circumstances when a Pennsylvania court...

Can I sue my mortgage company?

I suggest contacting an attorney to discuss your case in more detail. You may have some options, including foreclosure defense or bankruptcy.

If I have no income and nothing of value, and can't pay back a debt at this time- can I go to jail?

My colleagues are correct. Once you are back on your feet and have some cash set aside, you should be able to settle these debts for much less than...

Bank repossessed my camper, they auctioned it off , they say I owe balance. Do I ? do they have to accept what I can afford ?

The creditor does not have to accept your offer, but it may be possible to reach a negotiated solution. That being said, I agree that you should...

I received court papers for a credit card debt. the papers were filed 09/25/12 and the last date paid accourding to their paper

My colleagues are correct. It is important to stress that the statute of limitations is an affirmative defense, meaning you must raise it in...

Can a bank that you took out a home equaity loan with forclose on your home if they dont have the deed to the home

A second mortgage holder can foreclose. However, it rarely makes economic sense for the second to do so, because the first mortgage must be...