Will filing bankruptcy affect my PSERS pension in PA?

I agree with Mr. Mullaney. PSERS pensions are exempt in bankruptcy. In addition, because you appear to have no nonexempt equity in your home, you...

My checking account has been being garnished for over a year now due to a credit card debt.Do I still need to pay the debt? How?

In Pennsylvania, a judgment is valid for five years and can be renewed. Therefore, the creditor will most likely continue to try to collect. Such...

I haven't paid my mortgage in a year and Chase has been paying my insurance and taxes on my behalf. How long will this continue?

Generally, when a mortgage loan debtor stops paying for the homeowners insurance, the bank will pay for a basic insurance policy. The bank will add...

What are the collection possibilities in PA for private student loans? What makes someone judgement proof?

Public assistance is generally exempt from collections in Pennsylvania, as is money in a 401k or private pension. (There are some limited...

Selected as the best answer

Eldist sibling of 3 refinance home to in order to pay back bills, 2 yr later, marries and moves. should she still be paying loan

Assuming the eldest sibling signed the loan, she is still liable to the bank. Basically, the only way to end a debtor's liability on a joint...

Hi i have a civil suit against me for a credit card company what will happen at the court case

What happens will depend upon whether or not you have a defense to the creditor's claims. If you do not have a defense to the creditor's claims, it...

During a seperation, spouse took vehicle (co-owned) is there a way I can get my name off the loan?

My colleague is correct that you would generally need the lender's approval to have the loan transferred solely to your husband. This is true even...

I am not even a month late on a payment, and they call about 5-10 times a day, including work. Is this legal/ethical/allowed?

The Pennsylvania Fair Credit Extension Uniformity Act ("PFCEA"), which applies the federal Fair Debt Collection Practices Act ("FDCPA") to original...

It's been 4 years since AT&T and I have fought, now i'm getting letters from debt collectors for twice as much. Are they allowed

In Pennsylvania, the Statute of Limitations on a written contract, such as cell phone agreement , is four years. The Statute generally runs from...

I agree with my colleague. Pennsylvania does not allow garnishment for most debt, including private student loans. However, because the same...