Ever heard of Ocwen? Our current mortgage servicer.

OCWEN is a mortgage loan servicer. There have been numerous complaints about its practices. You should speak to a local attorney familiar with...

Can we do cash for keys or deed in lieu of our home if it is scheduled for sheriff's sale?

I am sorry to hear that you are having communications problems with your lawyer. You should set up an appointment with your attorney as soon as...

Brother has two mortgages - claimed chapter 13 & 7 - pap cosigned on mortgages but didn't claim bankruptcy.

Did your brother file under Chapter 13, then convert to Chapter 7? If so, and your brother received a Chapter 7 discharge (and he did not reaffirm...

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I am due in district court for nonpayment of an item. (dell) . I am unable to attend because of disabilaties. what will happen?

I agree with my colleagues that you should seek a continuance and request accomodation for your disability. I would only add that you should also...

A judgement may be placed against me.

I am a little unclear about the status of your case. You may have defenses to this debt. Often, collection agencies are unable to produce...

Can my my husband be held responsible for credit card debt he knew nothing about ? I Live in Pa. We only own a car together

If the credit cards are in your name alone, and your husband is not a co-signer, the debt is yours. Therefore, the credit card provider will look...

I had a payday loan and a collection agency called and said that criminal charges was being brought against me can they do tha

There is no debtor's prison in the U.S., and you cannot be arrested for simply defaulting on a debt. The payday lender industry is among the most...

Pennyslvania Debt collection Person dying, on s.s. disability and employer provided LT disabiliy, can creditors freeze bank acct

I am very sorry to hear about your husband. Payments under a private long-term disability insurance policy are exempt under Pennsylvania law. ...

Our mortgage was not reaffirmed in our Chapter 7 but we have kept the payments current. Can we sell the house?

Debtors who receive a Chapter 7 discharge and do not reaffirm the mortgage have several options, including (1) making the mortgage payments...

What can they do if cant levy against my joint assets.

I assume from your prior question that you mean that a judgment creditor of one spouse (you) cannot execute against the joint property of both ...