Can bankruptcy protect someone from a bank going after the deficiency on a foreclosed home ?

Both Chapter 7 and Chapter 13 bankruptcy can eliminate a deficiency resulting from a mortgage foreclosure. (In addition, Chapter 13 bankruptcy can...

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I put down a down payment for a car which I never took off the lot and they won't give me my down payment back what should I do?

You should call a local consumer law attorney right away. Without reviewing the contract, it is not possible to give you a definitive answer to...

Am I liable for any debt created by my wife which I am currently seperated from .

In Pennsylvania, one spouse is generally not liable for the separate debts of the other spouse, even when living together. However, when a couple...

Medical bill turned over to law firm plus just had surgery

If the medical bills from your latest surgery are very high, you may want to speak to an attorney about debt negotiation as an alternative to...

Can i cash in my IRA to file bankruptcy ? ( chapter 7 )

I agree with my colleagues. In addition to the tax consequences, you would be using money that is fully exempt in bankruptcy. (Within a few...

Where can I find an on line bankruptcy petition to file for the state of Pennsylvania ?

Although it is possible for a debtor to file a bankruptcy case without an attorney, it is rarely a good idea. Bankruptcy is a complex area of law...

I made a payment to a company and they credited to another account.

I agree with my colleague. You may have potential defenses to any collection action and possible claims under the Fair Debt Collection Practices...

If I'm sued over credit cards can I be denied student loans?

As my colleagues point out, you should have no problem with federal student loans, because they are generally not based upon your credit history....

Under some circumstances it is possible to reverse a sheriff's sale. However, you will need to speak in more detail to a local foreclosure defense...

Can all of my income be taken for prior to marriage back taxes and student loan debt if my new husband earns good money?

Government and government-backed student loans are one of the few exceptions to Pennsylvania's bar on wage garnishment. However, there are limits...