How much will it cost to me to file for bankruptcy?

My colleague has given some great advice. Fees should be based upon the complexity of the case. However, although fees are a consideration, it is...

In Pennsylvania, most debtors use the federal bankruptcy exemptions, because the state exemptions are quite small. Under the federal bankruptcy...

Am I personally being sued or just foreclosed?

An "in rem" action, such as a foreclosure, is against the property only, not against the person owning the property. As my colleague noted, there...

I am 69 and have several charge off account from about 10 years ago. I keep getting threating calls from credit companies

If these debts are over 10 years old, and the creditors did not obtain a judgment, they are most likely beyond the Pennsylvania Statute of...

I was notified that my hamp was denied fourteen days before the sale of my property.

My colleague is correct. Unless you obtain an extension of the sheriff's sale, your options are rather limited. At this late date, Chapter 13...

How long after filing chap 7 and surrendering your home will u b able to apply for another mortgage.

I have had clients who qualified for mortgage loans within two to three years of filing for bankruptcy. However, it depends upon the lender's own...

Will a bank consider a deed-in-lieu if they hold 2 mortgages on the property? Both mortgages have been discharged in Chapter 7.

If there is a second mortgage on a property, the bank holding a first mortgage is unlikely to accept a deed-in-lieu, because it would take...

What are the circumstances that differ from having to file Chapter 7 or Chapter 13 bankruptcy?

Mr. Geisenberger is absolutely correct. Whether Chapter 7 or Chapter 13 bankruptcy is the right course for you depends upon your income, assets,...

I had a mortgage that was discharged in 2008. Bank just served me notice of foreclosure and my dad wants to buy me a house.

If a mortgage loan is discharged in bankruptcy, the only recourse for the creditor is foreclose its lien on the mortgaged property. The creditor...

Are payday loans illegal in the state of Pennsylvania?

I agree with my colleague. Pennsylvania courts are unlikely to enforce out-of-state payday loans, if challenged, because of the state interest rate...