If your wife owns the house individually, the judgment will become a lien on the house, as my Pennsylvania colleague noted. (If the judgment is...

Delaware does not allow bank levies in most circumstances. However, the funds must be in a Delaware charter bank that has branches only in Delaware...

Assuming that this is a private student loan, the lender faces the same limitations on collection of judgments as any other PA creditor. For...

You may want to ask the bank what it means when it says your girlfriend is "still on the loan." If she did not reaffirm the mortgage loan in...

Under some circumstances, stopping a payment that you cannot afford can be useful in trying to renegotiate a settlement. However, it may also...

Possibly. It appears that both the owner and the lender have abandoned the vehicle. Therefore, you can file an action in Common Pleas Court asking...

Re-aging a debt, as you described, is a violation of the federal Fair Credit Reporting Act ("FCRA") and other consumer statutes. The last payment...

It appears that the bank is claiming that your car loan is "cross collateralized." In other words, the auto loan agreement gives the bank a...

If the creditor never served you with the lawsuit and you have a legitimate defense, it may be possible to reopen the judgment. Sometimes creditors...

Under the Fair Debt Collection Practices Act, you have the right to demand that the law firm (or any other debt collector) validate the debt by...