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What Is the likelihood that I the bank that I financed my car through will try to take me to court?
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Answered on November 21, 2013
Generally, intoxication or use of medication is not a viable defense to a debt in Pennsylvania. When an auto loan lender sells a car at auction,...
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If the collateral for a real estate loan is the property itself, can a bank sue me for balance owed after a foreclosure?
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Answered on November 21, 2013
In Pennsylvania, if the amount received at the sheriff's sale is less than the amount owed, the mortgage lender can obtain a deficiency judgment...
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My house was forclosed, second mortgage was not included, but it had a separate deed, they release deed to first mortgage
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Answered on November 08, 2013
Generally, a second mortgage holder that loses its lien in a foreclosure action can sue the debtor personally on the promissory note. As with any...
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What happens if my CH 13 bankruptcy gets dismissed because I have not, and cannot continue to make payments?
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Answered on November 07, 2013
I agree with my colleagues. Your creditors can pursue the remaining debts, after the case is dismissed and closed. If the Chapter 13 was filed to...
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Can wells fargo put a judgement against me for my morgage in 2012 if my home was discharged through bankruptcy in 2009?
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Answered on November 07, 2013
Once a loan is discharged in bankruptcy, the bank cannot obtain a deficiency judgment against you, unless you reaffirmed the loan during your...
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My wife owes $420k on her home & the value is @ $300K. If she does a deed in lieu, are there def. judgements?
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Answered on November 01, 2013
In a proper deed-in-lieu, the bank waives any deficiency. However, poor drafting by the bank can have negative consequences. Also, under some...
Archived
Remove judgement after a foreclosure. is there a time limit on judgement?
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Answered on November 01, 2013
It is a little unclear whether you are speaking about the judgment in the initial foreclosure action or a deficiency judgment. There are typically...
Archived
Can filing for bankruptcy relieve me of debts owed to an insurance company?
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Answered on October 28, 2013
You can discharge liability for personal injury claims, such as those arising from auto accidents, in Chapter 7 and Chapter 13 bankruptcy. There...
Archived
I live in pa and need to file bankruptcy on my debts only and not involve my husband or the mortgage on the house which is in
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Answered on October 07, 2013
Although a debtor who is married can file for bankruptcy individually, the income from both spouses counts in determining if the debtor qualifies...
Archived
If I file for bankruptcy clear out my court fines
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Answered on October 05, 2013
Criminal fines are not generally dischargeable in bankruptcy. However, if criminal fines are paid through a Chapter 13 plan, it is sometimes...
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