How do I file for bankruptcy? Can I file on my own?

Although you can file for bankruptcy on your own (just like you can defend a lawsuit on your own), it is rarely a good idea. There is far too much...

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As my Pennsylvania colleague noted, deficiency judgments following foreclosure are not common in this state. In the unlikely event that the bank...

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What is the statue of limitations on credit card debt?

The Statute of Limitations on credit card debt in Pennsylvania is four years and generally runs from the date of your last payment (or the date...

The Pennsylvania Statute of Limitations on most debt, including credit card debt, is four years. Once the statutory period has elapsed, creditors...

Can I be charged for theft of services, for a store credit account?

You cannot be charged with a crime just for being in debt. If a creditor states that a debtor will be charged with a crime for failing to pay a...

Hello, I live in Chester County Pennsylvania and filed chapter 7 bankruptcy in 2010 and included the house

If you received a bankruptcy discharge and did not reaffirm the debt, you have no liability on the mortgage loan. If your co-debtor stops payment,...

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I do have another question. I am behind (20 days) on my first mortgage and I am getting many calls from them.

Fortunately, you have some time to work out a solution with the lender before the house goes into foreclosure. However, you should not wait to...

Mother's home in default and collection company claims she owes double the amount originally financed and fails to prove loan.

It may be worthwhile for your mother to explore a possible foreclosure defense. In situations where a mortgage loan has been sold, it is not...

How do I make payments on a judgment filed against me? Do I need an attorney/lawyer to do this?

My colleague is correct. It is often easier to deal with the attorney for a creditor than the creditor. If it is a substantial judgment, I suggest...

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Can a lender collect payment on a note,mortgage or deed if they did not execute it.

More information is required to fully answer your question. However, defects in the paperwork, including improperly executed documents, can make it...