You should contact the attorney for the debt collector and let the attorney know you are willing to settle the debt prior to the court hearing. If...

Generally, you can convert from 13 to 7 and it is as simple as filing a praecipe ( a document) with the court saying that is what you want to do....

I have a civil judgmennt against me for 11,800. I want to make good on it but the bank says the amount is more due to interest.

You should contact a local attorney to review the judgment and determine when it was entered. If all is in order, you would need to work out a...

I was served today about debt i owed what happens next/my 3 income are diable vet,ssi and a work pension can the laywer freeze m

No. A debt collector can only freeze your bank account with a court judgment and order. You will know your account is frozen because you will get...

Past-due Invoices

You have a breach of contract action against the company. In Pennsylvania, there is a 4 year time limit (statute of limitations) in which you may...

Am I responsible for debt incurred by my husband if it is in his name and was not in the interest of the Family?

If all of the debt was in your husband's name alone, then you will not be personally liable for any of that debt. However, if any of the credit...

Can a collection agency discuss a debt with anyone other than the person they are trying to collect from?

Absolutely not. The creditor is in violation of federal consumer protection laws and may be liable for civil damages. You should definitely...

Should file for chapter 7 bankruptcy after a judgement against me

A Chapter 7 does not dismiss all types of judgments against a defendant. I would need to know what type of judgment was entered against you. You...

I have joint ownership of a home with one other person (50/50) and that other person is now filing bankruptcy. What do I do?

If your ex-girlfriend files for bankruptcy, her interest in the house will become an asset of her bankruptcy Estate. The trustee is in charge of...

In the state of pa once i file a chpt 7 bankruptcy can i file for a stafford student loan for grad school

You can always file or apply for a student loan however you may be denied due to your negative credit score and report caused by a filed...