Can a finance company charge me additional interest or penalties if I pay off early ?

That is an extremely high interest rate loan. Based on this being through One Main Financial, I suspect this is a personal (as opposed to auto)...

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I have a twin and we are having credit score issues

The credit bureaus have many ways to distinguish you from your twin, and should not be screwing this up. I agree you should seek out a consumer...

Is it possible to have a default verdict overturned for not answering a civil suit?

You can have the default opened, but you must move fast. In PA, it gets harder and harder to open a default after 10 days from the entry of...

Car repoed was told it was payed off then 5 months later they take it and wasnt allowed to get personal stuff out.

No. Mr. Rayz is correct. This is not legal under Pennsylvania's repossession and collection laws. You should contact me or another consumer...

I received a notice of a class action lawsute that I want to opt-out and pursue to file a case based on FCRA -

I agree with Mr. Andersen. I write only to add that congress passed the FCRA as a "fee-shifting" statute which allows for a consumer's attorney...

It is hard to determine what your specific legal problem is. However, it appears you had your car repossessed. There are strict repossession laws...

What can I do when wells fargo dealers services violates my right?

I agree with the previous answer. There are strict debt collection laws and repossession laws that lenders and debt collectors must follow. Talk...

If you co sign ed for a car loan and the person has the car repossed can you take them to small claims court.

The retail installment contract you signed likely says that you, as co-signer, are equally liable as the buyer for the vehicle; i.e. as if you were...

What do I do to get this resolve? I do not want the car.

My esteemed colleagues are correct - this appears to be a scam. We have consumer protection laws here in Pennsylvania that shield car buyers (and...

Is it legal for a bank to garnish your bank account for a balance due on a repoed car when no judgment was filed?

I agree you should contact a consumer protection attorney immediately. You can call my firm, or you can find another consumer attorney here:...