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I filled out a information subpoena stating I have no assets,car, bank account ,house , job,jewelry,etc. I also informed them
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Answered on December 06, 2012
You have a valuable statutory exemption of $1000.00 to use toward any asset you wish. While the judgment creditor is unlikely to go after your...
Archived
Bank Bill Pay - Levy
Joseph's answer
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Answered on December 05, 2012
A writ of execution gives rise to an account levy. If the bank is in possession of any money that is credited to you, the bank ordinarily must...
Archived
Hi i have a civil suit against me for a credit card company what will happen at the court case
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Answered on December 05, 2012
It depends on which court you were sued in. If you were sued in a local magisterial court and you timely notify the court that you will defend,...
Archived
I have a default judgement on me and now have a levy for personel property on me as well, but i have no assets ,job,car, house
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Answered on November 26, 2012
You have important exemptions consisting of a maximum of $1000.00 to protect your personal property. You should learn more about that by looking...
Archived
They put levy on my account. How to applied to get my money back
Joseph's answer
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Answered on November 19, 2012
In NJ one has a statutory right to a $1000.00 exemption in response to a judgment creditor's seizure or attempted seizure of property. See...
I am being sued by a creditor for under 5k.
Joseph's answer
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Answered on November 19, 2012
The worst thing you can do is not to respond to the lawsuit. Below you will find a link to NJ's Pro Se Help Center. You may have to appear in...
Will a partial payment or small payment made after date of first delinquency toll PAs SOL for credit card debt?
Joseph's answer
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Answered on November 19, 2012
The Acknowledgement Doctrine is a legal concept that reinvigorates debts after the applicable statute of limitations has run. If a debtor...
Archived
What is the statue of limitation for debt collection
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Answered on November 18, 2012
Generally, there is no statute of limitations for debt collection unless the debt is discharged in bankruptcy or otherwise "not owed." A collector...
What can I do to get Sallie Mae to stop harassing me? Is it true as long as I'm paying something they can't harass me?
Joseph's answer
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Answered on November 17, 2012
Student loans are tough. Neither the courts nor Congress make it easy when a consumer cannot afford to repay federal and particularly private...
Archived
I received a payday loan seven years ago. Can I go to jail for non payment? I live in Pennsylvania.
Joseph's answer
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Answered on November 17, 2012
Payday loans were rendered effectively unlawful in Pennsylvania a couple of years ago. While a PA resident could conceivably apply for and obtain a...
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