Archived
How strongly can a collections lawyer "come after me" after I disputed a lawer's bill and he sent it to collections??
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Answered on January 17, 2013
The previous poster is correct. For this dollar amount, the most a collector would do is file a small claims/magisterial district justice lawsuit....
Can unpaid debt be considered income if I just don't pay it? I have some zombie debt from a charged off credit card which
Daniel's answer
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Answered on January 03, 2013
Don't pay anything! That could trigger the taxable event of the debt finally being cancelled/forgiven. And if the debt is in the hands of a third...
Archived
What is the statute of limitations for a unsecured debt in PA
Daniel's answer
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Answered on December 27, 2012
As others have mentioned, the statute of limitations in PA on a written contract is generally 4 years from last payment or default. Depending on...
How long after you stop paying credit card bills does the company usually take to sue?
Daniel's answer
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Answered on December 23, 2012
While the answers given are definitely solid, remember that bankruptcy is not your only option. After 6 months of non-payment, most credit card...
Archived
Can a collection agency add interest monthly to a judgment?
Daniel's answer
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Answered on December 06, 2012
The post-judgment statutory interest rate in PA is 6%. Did your arrangement with them address the subject of interest? Did you get the arrangement...
Archived
I want to pay off a few debts to a collection agency, how do i go about doing this? How do i find phone numbers, addresses, etc.
Daniel's answer
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Answered on November 15, 2012
www.annualcreditreport.com gives you 3 free credit reports per year (one from each of the 3 major bureaus). Check each one for accuracy. You may...
Archived
I just received a bill for four years worth of waste disposal fees for a rental property I own. This is the first bill sent.
Daniel's answer
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Answered on November 15, 2012
You did not mention if this bill came from your city or from a collection agency. You may have additional rights if a third party collection agency...
Does my son have legal responsibility to pay deceased wife's Credit cards, in her name only (He is Authorized user)?
Daniel's answer
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Answered on November 15, 2012
My condolences on the loss of your daughter in law. I am very local to you, with an office in Broomall, PA. The credit card companies likely may...
My signature was forged by a dealership. What can I do?
Daniel's answer
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Answered on November 01, 2012
You could contact a FL member of the National Association of Consumer Advocates (www.naca.net). Robert Murphy is highly recommended in the are of...
Archived
Car was repo'd and received a letter stating I owe a balance of $10k
Daniel's answer
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Answered on October 29, 2012
Generally, the less you tell creditors, the better. Don;t expect them to be sympathetic, They will only use whatever you tell them against you. ...
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