I am being sued by credit card company

You are on the right track by questioning their documentation. It sounds like you've been sued by a debt buyer. An experienced consumer lawyer...

I think everyone misunderstood my question about private student loans

Until a lawsuit has been filed against you, there simply is no "judge" for you to offer an explanation. In some cases, there can be defenses to...

Is there anything that can be done about private student loans when the company refuses to work with you?

Debt collectors for the student loans are still subject to powerful Federal law - the FDCPA (Fair Debt Collection Practices Act.) Alliance One is...

One is often able to find out the date of last payment by looking at the entry on his/her credit report relating to the account. If it is a debt...

Can I still go to credit counseling if I already have a court summon in VA?

A major problem with credit counseling and/or debt management plans is that with them, you are basically giving up control of your accounts to an...

You likely don't "owe" the collection agency, unless you are dealing with a debt buyer. It can get confusing, but a traditional collection agency...

Will my credit card debt be forgiven if the debt lawyers don't show up at our court date scheduled for tomorrow?

Rule of thumb is NEVER give a debt collector your checking account number. Lots of reasons for this. Debt collectors and their firms file cases...

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SSN revealed

Some courts require filing parties to agree that they will redact confidential information. Failure to do so may give one leverage in fighting or...

I recently was declared permanently disabled. I am being sued for an unsecured debt of $36,000. Should I negotiate & how much?

It is difficult to give an answer without some more details. Negotiating strategies differ greatly depending on whether the alleged debt is that of...

Can I sue a debt collection firm for filing a judgement after they reached a settlement with me ?

One has to be careful when calling something a "settlement." That term can have different meanings to different parties. What many debt collectors...