Archived
Why is my reaffirmation on an auto not on my credit report and no activity of payment on this account displayed?
Stephen's answer
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Answered on October 29, 2012
Sometimes, for any number of reasons, a reaffirmation agreement does not get filed with the Court. I have seen this happen in my state many times....
Archived
Can one spouse use a homestead exemption while the other uses a cash exemption?
Stephen's answer
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Answered on October 26, 2012
It really depends on how much equity you have in your home and how much cash you have saved. When filing a bankruptcy you get to claim exemptions....
Archived
In Alabama, Medical Provider never filed insurance then I got $8000 bill years later...what are my options?
Stephen's answer
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Answered on October 26, 2012
You should certainly should dispute the debt being owed. In Alabama the statute of limitations on debts runs from 3 years to 6 years. More than...
Archived
Can I be added to my husbands existing bankruptcy? Can I add medical bills for our children that are in my name to his case?
Stephen's answer
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Answered on October 26, 2012
You can be added to your husband's case, only if you file yourself. Your case and his can then be consolidated. Adding the Medical Bills depends...
Archived
Is there any way for me as the homeowner not to be held liable for demolishing my condemned property?
Stephen's answer
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Answered on October 25, 2012
You may have some solutions. The city is more than likely suing you because your name is technically still on the property. I would suggest you...
Archived
I live in WI and have a civil judgment against me. I have a garnishment hearing coming up. What sort of things should I expect?
Stephen's answer
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Answered on October 25, 2012
You might want to check www.dol.gov (department of labor) website. They have a detailed explanation on garnishments. If WI's garhishment statute...
Archived
Builder promised to keep downpayment on home in escrow until I closed on property. This was verbal agreement Builder filed Ch7
Stephen's answer
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Answered on October 25, 2012
I strongly recommend you seek an experienced bankruptcy attorney's assistance. Once the Chapter 7 was filed, all the property the builder had...
Archived
I have a civil judgment against me and have a garnishment hearing coming up.
Stephen's answer
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Answered on October 24, 2012
You might want to check www.dol.gov (department of labor) website. They have a detailed explanation on garnishments. If WI's garhishment statute...
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