Can I file Bankruptcy individually without affecting my spouse's assets? I support a family of 3 making less than $50,000 gross.

Unless you have joint debts with your husband, your filing should not affect his credit. Filing bankruptcy for you and protecting his assets is...

I agree. The creditor can only garnish your wages if they obtain a judgment and then execute a writ of garnishment. If you don't recall the loan,...

Do we need to hire an attorney?

Yes you should hire an attorney. The Chapter 7 trustee has the responsibility to investigate the Debtor's assets (or potential assets) and...

How can I remove my name from a student loan that I believe I never signed or if I did sign it it was forced?

If your statement is true and you did not sign the loans, i.e. your ex forged your signature, then contact the student loan companies and explain...

Walked away from credit card debt. How long before it is off my credit ratings?

You should check into the statute of limitations in your state. They will tell you how long a creditor has to sue you for a debt. Oftentimes, the...

Business Bankruptcy or Personal Bankcruptcy?

The corporation can fle bankruptcy. The chapter the corporation files, chapter 7 or chapter 11, would determine the costs of filing. You will...

Selected as the best answer

If i have court fines and restitution can these be included in bankruptcy plus interest? it was sent to collections,

It really depends on the practices in your area. In my state, fines and restitution can be paid in full through a chapter 13 bankruptcy, but only...

My chapter 7 was discharged May 2011, and included a rent house. In 09/2012 the mortgage company informed me I was in default.

Typically the automatic stay, or the bankruptcy protections that would protect your home from foreclosure, is no longer in effect after discharge. ...

Filed bankruptcy and my personal loan was discharged but I used my paid off car as collateral. How do I get the title back?

I agree with both answers. If your car was pledged for collateral, the debt may have been discharged but the lien survived the bankruptcy. Unless...

Chapter 7 discharged jan 2010, reaffirmed car, sig loan and home, only received papers for car...

Dorothy is right, the deadline to file a reaffirmation agreement is your discharge. Without a filed reaffirmation agreement, an account status...