Many LTD insurers will consider paying a lump sum while in "pay" status but the amount will be reduced based upon many factors including reduction...

I agree the first step is to request a copy of the insurance policy to review the coverage and any exclusions. Many lawyers offer an initial...

I would recommend speaking with an ERISA attorney to review the policy that contains this two year limitation. I recall cases that challenged the...

Most short-term disability policies pay 60% of your pre-disability income if you are unable to perform the duties of your "own occupation"....

My long term disability was withdrawn on the 2 year anniversary of receiving it. My SSDI continues, but i need my LTDI too!

Most long-term disability benefits pay 60% of your income for 2 years if unable to work in your "own occupation". After 2 years, you have to prove...

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Since, I have been receiving VA disability for 10 years. Should my employer count that has income to reduce my STD benefit?

While most long-term disability policies are governed by a federal law ERISA, short-term disability policies can vary. What you are describing...

Am disabled and need to talk to someone who understands pension plan in and outs am vested in boilermaker plan

Every pension plan is different, even if covered by the federal law ERISA. You have the right to request the pension plan documents that will have...

What happens when you discover a "doctor" who denied an appeal isn't the licensed practitioner whose name is signed on the form?

In addition to filing a complaint with your state's insurance department, you should consider including your research as part of an appeal if they...

It will be necessary to review each of the short-term disability policies. If the benefits are being provided through an insurance policy, there...

Additional information is needed such as was the charge a misdemeanor or felony? Did you have a lawyer or any assistance from the public defender?...