Michael Joseph Laffey's Answers (5)

Archived

Can my medical insurance provider terminate coverage of medical equipment with 24 hr notice?

Michael's answer | Answered on July 29, 2014

you might want to look into seeing if you are classified as disabled, then there may be options for continuation of coverage. If the issue is...

Archived

My adult child is on my health insurance, can I be held responsible for out of pocket amounts since the insurance is in my name?

Michael's answer | Answered on July 29, 2014

No because she is legally an adult, you are not responsible for her bills, even if she lives in your household. ( unless you co-signed ) children...

Archived

After an auto arbitration is settled, how do attorneys in Maryland work with BC/BS to reduce subrogation costs and Med/pay?

Michael's answer | Answered on July 29, 2014

you need to look to the subrogation provisions of your Health benefit plan, many will reduce for attorneys fees and other equitable reasons but it...

Archived

My husband died 4 years ago. Just received bill for 18,000.00. He had medicare & other insurance. Am I responsible for payment?

Michael's answer | Answered on July 29, 2014

your medical provider is required to submit a bill timely to bot Medicare and your husbands other insurance carrier, If you just got the bill after...

Archived

My husband left me,I need to pay to my doctor amount other than insurance coverage. Primary insurance holder is my husband.

Michael's answer | Answered on July 29, 2014

You are of course responsible to pay your Doctor, but you should still have health insurance coverage under your husbands plan until your formally...

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