Can my employer change my health insurance to an inferior plan without giving me notice. Do I have any recourse?
Carla's answer
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Answered on October 05, 2012
One thing is for sure, the employer cannot threaten to fire you for not signing an insurance form! I'm pretty certain that's a violation of at...
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Can my job give me problems while on LTD about Retirement funds also 401k & never got paid for vacation while on Disability.
Carla's answer
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Answered on October 05, 2012
It's difficult to understand what questions you are asking. You are trying to receive 401(k) benefits early? If so, you will be heavily penalized...
Archived
Do I as a former employee trying to access my 401K have right to contact a third party admin who is holding back my money?
Carla's answer
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Answered on October 04, 2012
You raise a few issues. One is the procedure for dealing with the administrator. Principal is the investment manager, correct? Who is the TPA? I...
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Is it possible to appeal preexisting condition on individual plan? There was none, but insurance claims that there is one.
Carla's answer
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Answered on October 04, 2012
You can (and should) appeal the denial. If you can use an attorney to do that, it would be wise, because the record you create is what a court will...
Archived
If my husbands boss was paying 100% of our health insurance and stopped without notifying us, who is responsible for the bills?
Carla's answer
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Answered on October 03, 2012
I believe he has to notify you. I'd have to look it up but I think you also should be permitted to continue coverage through COBRA. I'd have to...
Archived
I HAVE A RETIREMENT BUY OUT OFFERED BY MY COMPANY.
WHAT IS MENT BY ACTUARIAL EQUIVALENT 50% JOINT AND SURVIVOR SPOUSAL MONTHY
Carla's answer
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Answered on October 03, 2012
Under the federal pension law (ERISA) a married pension plan participant must take their benefits in the form of a joint and survivor annuity,...
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When two companies merge and offer to bridge the retirement benefits to eligable ees, can they deny one employee from bridging?
Carla's answer
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Answered on October 03, 2012
What letters or other documents describing the benefits did you receive? There may be a merger agreement that spells out the rights of the unit...
Archived
Cobra notification notificationn
Carla's answer
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Answered on October 01, 2012
She can bring suit. She should find an employee benefits attorney. She should get 36 months of COBRA if she's in NY.
How do I go about cancelling or reversing a Qdro?
Carla's answer
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Answered on September 29, 2012
A QDRO can be modified by a new QDRO. If your lawyer did it right, there should be a provision in the QDRO that allows the court to retain...
Archived
Why is a past 401K loan (which was approved, then reported as deemed) showing up as an active loan on my 401K Statement?
Carla's answer
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Answered on September 29, 2012
Your Plan Administrator has a few problems here. One is that they can't make a change that is "material" to your plan without notification within a...
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