Is an unsecured debt legally still owed to a collections agency once the original payee charges it off?

Yes - you still owe the debt. A charge off is when a creditor takes the loss on their books for tax purposes. Sorry - not bogus. I hope this helps.

I loaned a relative 20,000.00 about 5 years ago. Is it too late to file a claim against him in order to get my money?

I think you need to hurry and hire an attorney to sue him before the statute of limitations runs.

I am a Creditor w/ priority nondischargeable debt. Debtor converting Ch13 to Ch7. What can I do to keep Debtor in Ch13?

Your ex cannot receive a discharge in 7 or 13 without the DSO being paid in full. Your claim is non-dischargable but it is not a priority claim. ...

Chapter 7 - Southern District of Ohio at Cincinnati - Payment Plan.

It sounds like the case is closed so you will have to refile and bring the extension motion. The $170.00 should not be due. However, I would call...

My childs father, filed for bankruptcy. They sent me paperwork to file a claim, and I'm wondering how it will affect the support

It sound like your ex has filed a Chapter 13. Yes, you should file a POC. The arrears must be paid in full for your ex to get a discharge in...

Ch 7 Bankruptcy Discharged - Forgot to list creditor, and now they are denying me access to my Official School Transcripts.

In WDNY, In re Tucker says you don't have to amend the college in. But, I would reopen the case and and add it in. With the case open, i would...

I filed for chapter 7 bankruptcy in march. have had meeting of creditors. what would ramification of a second job be?

It is my understanding that bankruptcy is a "snapshot" in time as of the date of filing. Having said that, if we are talking about substantial...

Can a married couple buy a new house in Missouri while they are in a chapter 7 bankruptcy process in Iowa ?

While the bankruptcy is pending, you need a BK court order to purchase. i would wait until your case is closed and then just do it. Chapter 7s...

If you are in the WDPa, then your mortgage payments are paid through the plan. Yes, the trustee probably pays your mortgage payment late. I know...

Do I need to do a statement of intention if I'm filing bankruptcy and am only a cosigner for somebody else's car?

If the title is not in your name then you do NOT list the car in your bankruptcy. The debt, however, must be listed. You must sever the contract...