My husband passed away, I signed a temporary waiver of rights against my husband's will,when I was going through bankruptcy can

You cannot voluntarily sign away rights to an estate and then file bankruptcy. It is part of the bankruptcy estate. Further, if you signed away...

If my spouse files bankruptcy on debt accrued prior to our marriage, does this effect my applying for residency?

For residency, the bankruptcy is not the issue. The issue is whether your spouse can show reliable income and not become a burden on society.

Can I file a lawsuit in small claims against a company who is reporting on my credit report and it has no signed agreement?

Go for it. But, I don't think it will do the trick. I think you need to bring an action in federal district court under the fair collection act.

Hospital billing disputes

The hospital is an independent entity. They can set any rules they want as to payment. You are not "entitled" to pay whatever you want. They...

Do I need a debt collector license?

Yes you need a license in NYC. Yes, you will need a contract between you and the sellers. You really need a lot more to go into business.

If you are banking with a national bank, they may honor the judgement. Otherwise, they must bring a lawsuit in New York to domesticate the judgment.

I saw 2 debt collections on my credit report. I have gone to hospital that the debts are from but I haven't been talked to.

I would talk to the hospital and work something out so it can get removed for your credit report eventually.

You didn't state what court the judgment was taken in. I would go to the court and get a copy of the judgment. In any case, they can garnish you...

My credit report always had a collections notice on it now they removed it why.

If the 7.5 years runs, by law they are required to remove it from your credit report. It is federal law that they must remove it. Having said...

How much does it cost to do a chapter 7 bankruptcy

The filing fee for a Chapter 7 is $335. The on-line courses run between $50-$70. Attorneys fees very by different areas. Expect to pay $1,500 to...