Can I sue a collection company for reporting me to the credit bureaus without verifying the debt?

Yes, if the agency continued to report after the dispute, you can sue the agency as some courts hold that credit reporting constitutes "collection"...

I was injured on property. 3 parties involved (product seller/facility and lessor). How can I break up amount and include seler?

This sounds like a relatively complicated products liability case. You should really find a lawyer to help you with the suit.

Can I legally vacant if I have never recieved my copy of the lease agreement ?

No, whether or not you received a copy has nothing to do with whether you can cancel the lease. If you vacate you're probably defaulting on the...

Yes, it is your choice to consult with another attorney.

Can I Settle a student loan debt?

It depends on the loan. Is it private or federal? Is it in default?

A third party debt collector is trying to get me to pay for a service not rendered/cheat me (unethical business practice).

I recommend an attorney who is familiar with the Fair Debt Collection Practices Act (FDCPA) to see if Credence violated any provisions of that law.

A Navient Reps mislead me into taking out another student loan to lower my payment plan what recourse do I have?

You would probably be best off going to a consumer credit counseling center to discuss these issues with them. I recommend CLARO, which has several...

Can an employer reduce your pay claiming they had made "an error" on your original contract salary quote?

Reducing your pay would be a breach of your employment contract. If you want to, you could sue them, but you would probably get fired, and that...

Am i protected against car repairs?

Unfortunately if you did not receive a writing saying that they would pay for the repair, you will likely not be able to prove in court that they...

Can i return the car before it is funded

Unless the promise was in writing or incorporated into your contract to buy the car, you probably aren't going to get the 1200. You also probably...