Credit Card Debt

I highly recommend that you contact a local attorney who is familiar with the Fair Debt Collection Practices Act (FDCPA) and debt settlement. He...

I generally agree with my colleagues. You should also inquire as to the CA statute of limitations (SOL). One thing to note: even if the SOL has...

Carpenter charging rent for using his own equipment!

I can't think of anything legally preventing him to do that. As my colleague has posted, it will depend on the terms of his contract with you,...

What's the worse that can happen if you don't pay back student loans?

With federally insured student loans, the government can garnish your wages and withhold your tax returns without getting a judgment (which a...

COLLEGE INVOICE

Hello, I recommend that you contact a local attorney who handles Fair Debt Collection Practices Act (FDCPA) matters, because he or she can help you...

Selected as the best answer

Is it true that a federally backed student loan that is delinquent for more than 7 years dischargeable in BK?

Student loans are only dischargeable upon a showing of "undue hardship" which is an extremely high bar. For most intents and purposes, they are not...

Can I negotiate or do I need a lawyer to handle this?

In addition to what my colleagues said, I highly recommend that you discuss this matter with a local attorney who is familiar with Fair Debt...

Can be extradited to Colorado from my for a payday loan

No, you can't be arrested for non-payment of a loan. This is a scam.

Bankruptcy. Undue Hardship (Student Loans)

You can try, but it is extremely unlikely that you will be successful in discharging your student loans. I recommend you talk to a bankruptcy...

Can I sue a debt collector?

Debt collectors definitely cannot threaten you with arrest for non-payment of a debt. This is a clear violation of the Fair Debt Collection...