Is it possible for a person to he sued in court directly without having notified the person? This is actually for unpaid debt

A creditor can file a lawsuit against a debtor, but in order for it to be effective, the creditor needs to serve the debtor with valid notice....

You might want to talk to a collections attorney to see if a strongly worded letter would help.

Would a payday loan company ask for money by using itunes cards?

No, that would be a scam. Not to mention that payday loans are generally illegal in NY due to usury laws.

I've dealt with them a few times. They will most likely accept a much lower amount. I highly recommend you contact an attorney familiar with the...

Does this constitute and FDCPA violation?

If they didn't receive your dispute until 12/22/16, under 1692g(b), they were under no obligation to cease collection of the debt until that date....

I have received a call from a collections agency claiming to be a law firm for a debt. What should I do?

This is probably a scam. I highly recommend that you contact a local attorney familiar with Fair Debt Collection Practices Act (FDCPA) matters to...

Can I get arrested for a payday loan

No, you can't arrested for not paying a payday loan (or any loan). Actually, it's illegal for anyone to collect on payday loans in NY. The person...

How can I get a judgement on a small claims case vacated if the claimant does not wish to collect the money any longer?

The claimant (or her attorney) will have to file a motion vacating the judgment.

What financial responsibility do I have to my credit card company if they allow charges beyond the agreed upon/set credit limit?

You would *probably* owe the full balance, but it is difficult to answer this question without a look at the underlying credit card agreement. For...

It might be worth it to just let him sue you and take a judgment against you -- depending on your income, they might not be able to take much of...