6 years in New York. They do not run consecutively.

I have received a summary judgement against me for a credit card debt. Can you help me.

Knowing the small amount of information provided, there is a chance you may be "judgment proof", meaning the collection on this debt from your SSD...

Can a lien be disposed of if the debtor declares chapter 13

Would need more particulars about this situation. Does the debtor own real property? What is the nature of the lien?

What penalties if any will there be if I return to my maiden name

If you are currently collecting SSD benefits and you change your name through the proper procedure with Social Securirty, the name change will...

Deed in lieu after bankruptcy?

It's a very good thing that you did not reaffirm given your current circumstances. You can look in to a deed in lieu, but it's really up to the...

Social Security Benefits/Immigration QUESTION

Based on the point that he has never worked and paid into the Social Security program, I can not think of any basis for him to be eligible for...

I co-signed a mortgage. I now want to file chapter 7. How will this affect my bankruptcy and the mortgage?

Yes, you must list all of your debts when filing bankruptcy. Reaffirming on the mortgage would depend on whether you have an equity interest in...