Questions answered by Anthony J. Pietrafesa

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I've just received a copy of a summary judgment against me from a credit card company. my only income is protected,

Anthony's answer | Answered on March 08, 2014

A judgment is a lien on real property thatlasts for 10 years. While a judgment creditor cannot garnish socisal security or pension benefits, they...

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NYS court:How effective are call recordings and transcripts of those calls of non party witnesses in opposing summary judgement?

Anthony's answer | Answered on March 08, 2014

I agree with the other answer. Be careful using phone call recordings or transcripts: it doesn't pass the " sleaze" factor with a lot of judges. ...

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Motion for summary judgment

Anthony's answer | Answered on March 08, 2014

In the Capital Region the lawyer picks the return date for summary judgment motions. Usually you see dates between 21 and 30 days. If this is the...

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My bank account has been restrained. How much can the sheriff take out? Do I have any exemptions?

Anthony's answer | Answered on March 07, 2014

Banks ( as opposed to teh creditor) can hold up to twice the amount of the judgment. That doesn't mean you owe 2x teh amount, it is way to give...

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A vehicle I bought with my son was repossessed. I don't know whether to make a deal on the balance or let it go to to court.

Anthony's answer | Answered on March 06, 2014

Mr. Houston raises so me good points. I would agree, more facts are needed. Just remember that repos and a repo deficincy claim are creatures of...

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I intend to have my car repossessed but my partner was rear ended while driving it yesterday. The insurance of the guy who hit

Anthony's answer | Answered on March 06, 2014

Did you mean you intend to surrender the car because you can't afford it? If so, I'd contact the financing comany to see what their policy is...

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Authorize user to piggy back credit on a zero balance credit card?

Anthony's answer | Answered on March 03, 2014

I agree with both points of view. Check to see which of the fallow cards report AU's to thecredit bureaus, then take teh one that does. But , as...

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On SSD and have defaulted on credit cards; How do I handle? Can they garnish my SSD?

Anthony's answer | Answered on March 03, 2014

If one is a Visa/Mastercard, I would pay that one and let the others go. Do as suggested, let them know you are on hardship. It may not stop the...

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Can i get my money back?

Anthony's answer | Answered on March 03, 2014

Mr. Paxson has given you sound advice. Let me add that if you do end up returning the truck to teh lender, make sure you get -in writing on their...

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Can a leasing company reposes a car even if your making payments?

Anthony's answer | Answered on March 03, 2014

Yes, they can, for you are still behind in the payments. You will get a chance to reinstate the vehicle. Watch for letters in the mail. Save the...

Anthony J. Pietrafesa's Answers (1140)

I've just received a copy of a summary judgment against me from a credit card company. my only income is protected,

NYS court:How effective are call recordings and transcripts of those calls of non party witnesses in opposing summary judgement?

Motion for summary judgment

My bank account has been restrained. How much can the sheriff take out? Do I have any exemptions?

A vehicle I bought with my son was repossessed. I don't know whether to make a deal on the balance or let it go to to court.

I intend to have my car repossessed but my partner was rear ended while driving it yesterday. The insurance of the guy who hit

Authorize user to piggy back credit on a zero balance credit card?

On SSD and have defaulted on credit cards; How do I handle? Can they garnish my SSD?

Can i get my money back?

Can a leasing company reposes a car even if your making payments?