Questions answered by Anthony J. Pietrafesa

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How can I get a judgment removed? The judgment was paid.

Anthony's answer | Answered on July 10, 2014

Judgments stay on 7 years. But many states have " purge rules" that allow you to ask the CRAs to remove a paid judgment. See if NC has one....

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My son received a civil demand letter from Michael Ira Asen, P.C. for $250.00 restitution for a shoplifting charge in December.

Anthony's answer | Answered on July 10, 2014

In my opinion, I would not pay it. I am guessing this is for a shoplifting fine. They would have to take you to court. Check Virginia's laws,...

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Can I call the credit card company to make an arrangement on a charge off when I received a summons to appear in court?

Anthony's answer | Answered on July 10, 2014

That is the last thing I would do. Likely the card company will tell you to talk to the lawyer ( and if a junk debt buyer bought it, they will tell...

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What are the sol on civil judgement transcripts that were from another county? do th have to be renewed? how long are they good

Anthony's answer | Answered on July 10, 2014

They have 20 years to collect the judgment regardless of where it was or has been transcripted. A filed transcript allows them a lien on any real...

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What can i expect when going to court for unpaid medical bills?

Anthony's answer | Answered on July 09, 2014

If the hospital is a non profit hospital ( not one of the public NYC hospitals), you are covered under the ACA and NYS' Health Finance Assistance...

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Federal and CA State tax question re: possible tax liability after settlement of a debt.

Anthony's answer | Answered on July 07, 2014

If you contested the debt in the lawsuit, you should not get a 1099. If you do, consider filing Form 982 with your return. See a tax pro before you...

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Medical Bill randomly surfaced after 4 years? Is this legal?

Anthony's answer | Answered on July 07, 2014

You should also be getting a dunning notice in the mail. If so, exercise your right to have the company validate or verify the debt. In doing so...

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I had to go to the hospital after a car accident and was now 7 months later billed for $15,000.

Anthony's answer | Answered on June 25, 2014

Also, both the ACA and (probably) your state law has protections for people with hospital bills that they cannot pay because they have no...

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Hi, I had a creditor judgement vacated 5 years ago and now they have frozen my bank account again with the same index #?

Anthony's answer | Answered on June 25, 2014

Denise, sounds like the Court merely vacated the judgment, a hearing might have been called for, and if you never answered, they took another...

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I owe $9,0000 and now a collection agency is taking me to court what should i expect? I can only afford 100/month tops.

Anthony's answer | Answered on June 24, 2014

You need to answer the complaint. That will slow them down. Look to naca.net as a reference for a lawyer near you who can help you professionally...

Anthony J. Pietrafesa's Answers (1140)

How can I get a judgment removed? The judgment was paid.

My son received a civil demand letter from Michael Ira Asen, P.C. for $250.00 restitution for a shoplifting charge in December.

Can I call the credit card company to make an arrangement on a charge off when I received a summons to appear in court?

What are the sol on civil judgement transcripts that were from another county? do th have to be renewed? how long are they good

What can i expect when going to court for unpaid medical bills?

Federal and CA State tax question re: possible tax liability after settlement of a debt.

Medical Bill randomly surfaced after 4 years? Is this legal?

I had to go to the hospital after a car accident and was now 7 months later billed for $15,000.

Hi, I had a creditor judgement vacated 5 years ago and now they have frozen my bank account again with the same index #?

I owe $9,0000 and now a collection agency is taking me to court what should i expect? I can only afford 100/month tops.